Stop My Foreclosure
Have you been notified of default? STOP your foreclosure. Consider selling your property now.
Protect your hard-earned equity from disappearing due to foreclosure.
With the federal foreclosure ban lifted, millions of Americans are at risk of losing their homes, and traditional foreclosure aid may not be accessible to all homeowners.
If your bank is foreclosing on your home, or if you're in mortgage forbearance, behind on payments, or in pre-foreclosure, selling your home to City Cash Offer could be the solution. You might be able to halt the foreclosure and recover the equity in your home.
There's still time to sell your house and prevent the financial consequences of foreclosure. Don't wait - reach out to us now! Every day counts! We'll come to your house, assess it, and make a cash offer to purchase your home "as-is" - with no need for repairs or cleaning.
Are you wondering if you can avoid a short sale and regain equity in your home?
If you're behind on your house payments, selling your home before it's taken away is a smart idea to get back some of the money you already paid. Even if you're still struggling to pay your mortgage, there's still time to do something about it.
Our team can help you avoid a complicated process called a "short sale" and buy your house from you directly. This might help you keep some extra money while also avoiding losing your home. Let's talk about how we can help you and work together to see if it's possible to buy your home and pay off what you owe before the bank takes it away.
What if I am upside-down on my mortgage?
If you're worried because you don't have equity in your house, or you owe more on your mortgage than your home is worth, don't hesitate to reach out to us. We understand that this can be a difficult situation, but we may still be able to help. Let's talk about your circumstances, and together we can explore options that might work for you. Keep in mind that if your home is worth more than you owe, there's a greater chance that we can find a solution that works for you.
Can selling my pre-foreclosure home to City Cash Offer help my credit?
Selling your pre-foreclosure home to City Cash Offer could help. When you sell to us, you can ask your lender to report the debt as "paid in full" to the credit bureaus. This won't hurt your credit as much as a full foreclosure. The longer you miss payments while in forbearance, the worse your credit will get. So, if you can't catch up on payments, it's best to sell your house as soon as possible to protect your credit. If you're behind on payments, reach out to us now so we can help you understand your options before it's too late.
Are you facing the end of your forbearance period or struggling to keep up with your mortgage payments in Texas?
City Cash Offer can help you avoid foreclosure by buying your house for cash quickly. You won't have to worry about your home going to auction. It's important to act quickly, so reach out to us now for a no-obligation, free cash offer. We can close the sale fast and provide the relief you need.
Don't let foreclosure ruin your credit and leave you with nothing.
If you have equity in your home, you have a big opportunity to sell it, pay off your debt, and maybe even have extra cash. City Cash Offer can give you a free, no-obligation cash offer for your home. Contact us today to see how we can help you take advantage of this opportunity.
When Does a Foreclosure Begin in Texas
Federal law requires that lenders must wait for 120 days after a loan becomes delinquent before they can send a notice of default. The day a homeowner gets a default notice is the first day in their foreclosure process.
Texas Foreclosure Law & Process
Most foreclosures in Texas are non-judicial, meaning lenders do not have to get approval from a court.
Lenders give two notices of foreclosure: a notice of default and a notice of sale.
The notice of default starts the foreclosure process, giving you a minimum of 20 days to pay your balance before the sale proceeds.
The notice of sale starts a 21-day countdown to the day of the auction.
Foreclosure auctions are held at the county courthouse on the first Tuesday ofeach month.
If the lender gets less money in the auction than you owe on your home loan, you could still be forced to pay the difference through a deficiency judgment.
In Texas, you do not have the right to buy back your property if it is sold to someone else in an auction.